Teen Driver Insurance

As parents, we love to watch our children grow. We spend countless hours teaching, growing, and learning with our kids. Before we know it, they’re walking, talking, and all too soon they’re ready to drive which is why it’s never too late to discuss teen driver insurance.

If you have a child that’s coming of age, you’re likely nervous about what comes next. Parks Insurance Group is here to help ease your worries and help you make a smooth transition into your new journey!

As a parent, there are many steps you can take to help ensure the safety and well-being of your teen driver behind the wheel. Parks Insurance Group recommends encouraging safe driving habits and setting a good example for your inexperienced driver. Even before children are old enough to get behind the wheel, they are watching your every move while driving. Start by setting a good example at a young age that your child can follow!

  • Choose the brake instead of the gas pedal when you see yellow lights.
  • Avoid texting or talking on your cell phone without a hands-free device. Consider putting phones in a pocket, bag, or console to help avoid temptation.
  • Talk with them about impaired driving and the potential consequences – even the scary ones.

Setting a good example at a young age is important for your teen driver. With countless distractions that are so readily available, it’s easy to develop bad habits that can be passed along. Texting and driving have become a leading factor in accidents involving teen drivers. In fact, more than 50% of teen drivers surveyed in 2014 stated they talk on the phone while driving and that they learn how to drive from their parents.

  • 56% of teens said they talk on the phone while driving (1)
  • 1 in 5 of 16-year-old drivers has an accident within their first year of driving. (2)
  • 56% of teenagers rely on their parents to learn how to drive (3)

(1)   “Statistics on Driving While Texting.” GuardChild. April 9, 2014

(2)   “Teen Driving Statistics.” GEICO. Accessed April 14, 2014.

(3)   “Teen Driving Facts and Stats.” State Farm Teen Driver Safety. Accessed April 14, 2014.

For questions about your next steps, quotes for adding a new driver to your insurance, or information on discounts available for teen drivers, give us a call at 704-548-0500, or visit our website at www.goparksins.com!