Whether you’re newly engaged or collect fine watches, jewelry insurance is a smart move for anyone with an eye for the finer things. From gifts to treat-yourself pieces, make sure that your treasures are protected from loss or damage.
Jewelry insurance can cover engagement and wedding rings, watches, earrings, and even loose stones from disappearance, theft, or damage.
Won’t My Homeowners Policy Cover My Jewelry?
While your homeowners, renters, or condo insurance may offer coverage for jewelry, you’d need to add a rider for the pieces you want insured. Also, it’s important to remember that making a jewelry claim could affect your entire property insurance rate. With a dedicated policy, you get specialized, “all risk” coverage, and your property policy rate won’t automatically increase if you make a claim.
We can work with you to determine what coverage best fits your needs. We’ll walk you through the process, every step of the way, to make sure your policy provides protection and peace of mind.